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【TOP 50】Zeng Jun Quotes - WhatsApp Status | Page-1

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Debt is like a double edged sword. Use it well and you shall win the war. Use it wrongly and you shall see your name in the tombstone... - Zeng Jun Quotes

Debt is like a double edged sword. Use it well and you shall win the war. Use it wrongly and you shall see your name in the tombstone...

What makes a good leverage financier? One who can effectively control debts and do not allow the debts to control him... - Zeng Jun Quotes

What makes a good leverage financier? One who can effectively control debts and do not allow the debts to control him...

Debt

He who feels pain when paying off debts is not fit to leverage on debts as an investment strategy - Zeng Jun Quotes

He who feels pain when paying off debts is not fit to leverage on debts as an investment strategy

Debt

Buying over an existing business is a smart move. The revenue starts running on the day you take over the business. - Zeng Jun Quotes

Buying over an existing business is a smart move. The revenue starts running on the day you take over the business.

An economic slowdown might be a good opportunity to spot some good business take overs... - Zeng Jun Quotes

An economic slowdown might be a good opportunity to spot some good business take overs...

Unlocking the equity in your private property can be one of the best ways to finance the buying of a new business... - Zeng Jun Quotes

Unlocking the equity in your private property can be one of the best ways to finance the buying of a new business...

Property prices may drop, but I do not think it will drop that fast. The consumers are more financially educated as compared to the last crisis, plus the interest rates are very low now... - Zeng Jun Quotes

Property prices may drop, but I do not think it will drop that fast. The consumers are more financially educated as compared to the last crisis, plus the interest rates are very low now...

Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else... - Zeng Jun Quotes

Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...

By extending loans to the SME industry, it will create a beneficial cycle in the economy and eventually the one who gives out the loan will benefit. - Zeng Jun Quotes

By extending loans to the SME industry, it will create a beneficial cycle in the economy and eventually the one who gives out the loan will benefit.

Think positively! Pull your finance together as soon as possible during the economic slowdown. Don't wait for things to happen to you. Shave off some extra expenses, refinance that home loan, restructure some of your debts... - Zeng Jun Quotes

Think positively! Pull your finance together as soon as possible during the economic slowdown. Don't wait for things to happen to you. Shave off some extra expenses, refinance that home loan, restructure some of your debts...

It would be in your best interest to refinance your home loan right now, making good use of the low interest rates. You would not want to be making high installment payments during an economic slowdown. It is just not sensible to do so. - Zeng Jun Quotes

It would be in your best interest to refinance your home loan right now, making good use of the low interest rates. You would not want to be making high installment payments during an economic slowdown. It is just not sensible to do so.

Debt

Leveraging on debts for investments can be very fruitful, or dangerous. It is a double edged sword - Zeng Jun Quotes

Leveraging on debts for investments can be very fruitful, or dangerous. It is a double edged sword

Analyze your property investment properly before you invest. Remember that it is not just about the valuation that determines the price. The credit facility that you use to finance your investment plays a large part as well... - Zeng Jun Quotes

Analyze your property investment properly before you invest. Remember that it is not just about the valuation that determines the price. The credit facility that you use to finance your investment plays a large part as well...

There may be a correction in Singapore housing prices. The housing price index is reaching the peak and prices might stabilizes for a while before it goes down again. - Zeng Jun Quotes

There may be a correction in Singapore housing prices. The housing price index is reaching the peak and prices might stabilizes for a while before it goes down again.

China to reduce capital lending in the domestic market. Aiming to create structural changes to present economy by deleveraging from exports and focus on increasing domestic consumption... - Zeng Jun Quotes

China to reduce capital lending in the domestic market. Aiming to create structural changes to present economy by deleveraging from exports and focus on increasing domestic consumption...

You are never paying the price at which you purchase your house, unless you paid for it in full cash without any leverage... - Zeng Jun Quotes

You are never paying the price at which you purchase your house, unless you paid for it in full cash without any leverage...

As long as you have a debt from the bank, you are working for them, not for yourself. - Zeng Jun Quotes

As long as you have a debt from the bank, you are working for them, not for yourself.

Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore... - Zeng Jun Quotes

Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore...

Never assume your lender will take charge of your finance. Take a pro-active role in managing your own personal finance. It is your matter, not theirs. - Zeng Jun Quotes

Never assume your lender will take charge of your finance. Take a pro-active role in managing your own personal finance. It is your matter, not theirs.

Every Cent Matters. - Zeng Jun Quotes

Every Cent Matters.

Singapore Property Price Index for the Year 2009 has surpassed the last high of the Year 2010. Property Investors have to be careful because the market fundamentals aren't that strong to subtain the index at such high level...

Singapore Property Price Index for the Year 2009 has surpassed the last high of the Year 2010. Property Investors have to be careful because the market fundamentals aren't that strong to subtain the index at such high level..."

Take care of your debts and your debts will take care of you - Zeng Jun Quotes

Take care of your debts and your debts will take care of you

Leveraging on debts is definitely a useful method for gaining more wealth. The issue is, do you have your own set of risk management system to ensure you do not take on more debts than needed? - Zeng Jun Quotes

Leveraging on debts is definitely a useful method for gaining more wealth. The issue is, do you have your own set of risk management system to ensure you do not take on more debts than needed?

Singapore Property Price Index has hit a high of 140+ but economic fundamentals are entirely different from the last Asian Financial Crisis. Real estate investors advised to be cautioned with buying and might be a good idea to refinance mortgage debts... - Zeng Jun Quotes

Singapore Property Price Index has hit a high of 140+ but economic fundamentals are entirely different from the last Asian Financial Crisis. Real estate investors advised to be cautioned with buying and might be a good idea to refinance mortgage debts...

Ã¢â¬ÅYes, you can save money by refinancing. However it is actually a waste of your money if you refinance too often, therefore it is always wise to have your personal mortgage consultant or broker to advise you, to prevent you against that...Ã¢â¬Â - Zeng Jun Quotes

Ã¢â¬ÅYes, you can save money by refinancing. However it is actually a waste of your money if you refinance too often, therefore it is always wise to have your personal mortgage consultant or broker to advise you, to prevent you against that...Ã¢â¬Â

You should not leave your housing loan aside after getting it. Learn to keep track of it every six months, or retain an advisor, such as a mortgage consultant or broker who can help you to do it. You will realize you can save quite a large sum of money throughout your loan tenure. - Zeng Jun Quotes

You should not leave your housing loan aside after getting it. Learn to keep track of it every six months, or retain an advisor, such as a mortgage consultant or broker who can help you to do it. You will realize you can save quite a large sum of money throughout your loan tenure.

No analyst, investment banker, consultant or even a fortune teller will be able to tell you when prices have hit bottom. You can start buying now, so as not to miss the opportunity... - Zeng Jun Quotes

No analyst, investment banker, consultant or even a fortune teller will be able to tell you when prices have hit bottom. You can start buying now, so as not to miss the opportunity...

A bank only lends you money when you do not need it. - Zeng Jun Quotes

A bank only lends you money when you do not need it.

Foreclosure investing is going to be one of the hottest growth area in Singapore in times to come. - Zeng Jun Quotes

Foreclosure investing is going to be one of the hottest growth area in Singapore in times to come.

Your home loan may be the largest ticket item of your life. It is therefore logical and sensible to pay the most attention to it. - Zeng Jun Quotes

Your home loan may be the largest ticket item of your life. It is therefore logical and sensible to pay the most attention to it.

Ten out of ten banks will underwrite their home loan in the same way, to protect themselves, but does that mean as a consumer, you can do nothing about it? - Zeng Jun Quotes

Ten out of ten banks will underwrite their home loan in the same way, to protect themselves, but does that mean as a consumer, you can do nothing about it?

The interest rates are at its lowest point now because of the economic turmoil. People in the market are going for floating housing loans because the combination of both the teaser rate and low interest rate, result in initial rates that are irresistible. I advise against you against that ... - Zeng Jun Quotes

The interest rates are at its lowest point now because of the economic turmoil. People in the market are going for floating housing loans because the combination of both the teaser rate and low interest rate, result in initial rates that are irresistible. I advise against you against that ...

It may be a good idea to get some equity out from your property for some renovation or to fund that investment idea. Using equity from your property is much cheaper than other types of credit facilities... - Zeng Jun Quotes

It may be a good idea to get some equity out from your property for some renovation or to fund that investment idea. Using equity from your property is much cheaper than other types of credit facilities...

Property investing is one of the best method for acquiring wealth. - Zeng Jun Quotes

Property investing is one of the best method for acquiring wealth.

If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid the problem and call up your bank to negotiate the payment terms... - Zeng Jun Quotes

If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid the problem and call up your bank to negotiate the payment terms...

A good measure of debts can help you in achieving your goals. However, an over dosage can produce nasty problems in the future... - Zeng Jun Quotes

A good measure of debts can help you in achieving your goals. However, an over dosage can produce nasty problems in the future...

A private banker is really a good old trustworthy friend. - Zeng Jun Quotes

A private banker is really a good old trustworthy friend.

Being alert to the terms and conditions of your existing home loan can prevent nasty consequences to you in the future when you refinance. - Zeng Jun Quotes

Being alert to the terms and conditions of your existing home loan can prevent nasty consequences to you in the future when you refinance.

Choosing a house to buy is easy. The difficulty lies in getting approval for your housing loan application. - Zeng Jun Quotes

Choosing a house to buy is easy. The difficulty lies in getting approval for your housing loan application.

A great foreclosure property investment often comes about with the co operation of a sound investment team. It is difficult to do it by oneself. - Zeng Jun Quotes

A great foreclosure property investment often comes about with the co operation of a sound investment team. It is difficult to do it by oneself.

It is never about how much you earn. It is how much you spend relative to how much you earn that matters. - Zeng Jun Quotes

It is never about how much you earn. It is how much you spend relative to how much you earn that matters.

The money you pay to the bank as interest has zero percent chance of it returning back to you. Save on that and reinvest that on any other things. Now that is lean financial management. - Zeng Jun Quotes

The money you pay to the bank as interest has zero percent chance of it returning back to you. Save on that and reinvest that on any other things. Now that is lean financial management.

I feel it is an extremely crucial period for Singaporeans to stand together during this economic slowdown so we can pull through it together. This is a better move compared to pointing fingers at somebody or even feeling depressed about it. - Zeng Jun Quotes

I feel it is an extremely crucial period for Singaporeans to stand together during this economic slowdown so we can pull through it together. This is a better move compared to pointing fingers at somebody or even feeling depressed about it.

Too much money is not always good, because money complicates matters. - Zeng Jun Quotes

Too much money is not always good, because money complicates matters.

Despite the economic slowdown around the world, China is still doing relatively well. However, when winter comes, domestic demand in China will slow down and there will be negative movements in the equities market... - Zeng Jun Quotes

Despite the economic slowdown around the world, China is still doing relatively well. However, when winter comes, domestic demand in China will slow down and there will be negative movements in the equities market...

Bonds

The price of your property is not the price at which you purchase it for, unless of course if you paid for it fully in cash... - Zeng Jun Quotes

The price of your property is not the price at which you purchase it for, unless of course if you paid for it fully in cash...

The good thing about working with a mortgage consultant, is that you get to shop for your home loan at a comfortable pace with him or her advising and guiding you along the way. Some more, you know you are going to end up with the best product in the end. - Zeng Jun Quotes

The good thing about working with a mortgage consultant, is that you get to shop for your home loan at a comfortable pace with him or her advising and guiding you along the way. Some more, you know you are going to end up with the best product in the end.

One of the best way to raise cash is to mortgage your property. It is one of the cheapest and fastest way to secure your credit. - Zeng Jun Quotes

One of the best way to raise cash is to mortgage your property. It is one of the cheapest and fastest way to secure your credit.

The rich actually worries about leaving too much money to their children. The poor worries about leaving none for their children. - Zeng Jun Quotes

The rich actually worries about leaving too much money to their children. The poor worries about leaving none for their children.

Attempting to develop a piece of land without doing the appropriate due diligence can lead to unexpected surprises during the project. Failing to do so is one of the main reason as to why companies can go bankrupt after the project has commenced. - Zeng Jun Quotes

Attempting to develop a piece of land without doing the appropriate due diligence can lead to unexpected surprises during the project. Failing to do so is one of the main reason as to why companies can go bankrupt after the project has commenced.

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